Keterangan Publikasi
| Judul | Analysis of Factors Affecting the Use of Digital Paylater Transactions Using the Hedonic-Motivation System Adoption Model (HMSAM) |
| Tahun | 2024 |
| Semua Penulis | MZ Latif, RG Utomo |
| Penulis | GMO |
| Jurnal | International Journal on Information and Communication Technology (IJoICT) |
| Peringkat Jurnal | Scopus |
| Jenis | Jurnal Internasional |
| Lab Riset | |
| Mitra |